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Singtel’s Dash launches insurance savings plan for users to grow their savings conveniently

Dash EasyEarn, with 2% p.a. returns, marks Dash's step towards innovation in financial services

Singapore, 29 June 2020 With low bank interest rates and an uncertain economic climate, consumers looking to start their savings journey now have another option with Dash EasyEarn. This insurance savings solution is offered exclusively through Singtel’s Dash app and underwritten by Etiqa Insurance.

The new Dash EasyEarn savings insurance adds financial services to the existing Dash mobile app, which currently provides payments, mobile data top-ups, e-commerce, lifestyle and remittance services. This insurance savings solution is designed for investors who want to start saving regularly for their future but who may be concerned about cash flow, especially during these challenging times. They can start a Dash EasyEarn plan with a minimum initial premium of S$2,000, up to a maximum of S$20,000. Other benefits include up to 2% per annum returns[1] for the first policy year, no lock-in period and unlimited withdrawals with zero penalties.

Mr Gilbert Chuah, Head of Mobile Financial Services, Singtel’s International Group says, “Dash EasyEarn represents the next steps for Dash as it grows to become a more inclusive everyday app that will play a bigger part in enabling our customers’ digital lifestyles. With Dash EasyEarn, customers can start growing their savings with greater convenience with a fully digital insurance product accessible on their mobile phones. We will continue to use technology to glean deeper business insights, better understand the needs and habits of consumers and bring them the products and services that they want.”

“Dash EasyEarn was co-created by Singtel and Etiqa to meet the financial needs of digital savvy consumers, who increasingly seek simple and convenient solutions through all-in-one mobile apps. We are honoured and appreciate the opportunity to work with Singtel to close the distance between people, their money, and services. This strategic partnership epitomises Etiqa’s commitment to pursue financial inclusion through innovation and constantly deliver added value to our customers,” said Mr Dennis Liu, Head of Digital and Business Transformation and Technology of Etiqa Insurance Pte. Ltd.

As an insurance savings plan, Dash EasyEarn offers up to 105% of the account value in the event of death. The plan also offers security through its capital guarantee and allows users to withdraw their funds any time in case of emergencies, without penalties or any interest clawback.

Purchasing and managing Dash EasyEarn can be done easily through Dash. To sign up, eligible users in Singapore[2] only need to verify their personal details before topping up using their bank account to get started. Users can also perform top-ups[3] at their convenience and opt to withdraw funds directly into their bank account or Dash wallet. Dash EasyEarn is open to eligible residents in Singapore and is available only through the Dash app.

Since its launch in 2014, Dash has expanded beyond payments and mobile remittance to include lifestyle services like restaurant bookings and travel insurance. Dash, which counts over 1 million registered users, is available to everyone regardless of telco or banking relationship, and can be downloaded on any mobile platform. More information on Dash is available at


Terms apply. Protected up to specified limits by SDIC.

[1] Guaranteed 1.5% p.a. + 0.5% p.a. bonus for first policy year for a limited time only.

[2] All applications are subjected to the acceptance by Etiqa Insurance Pte. Ltd.

[3] Minimum top up of S$500 for each top up. Minimum policy amount of S$2,000 must be maintained to earn interest. A charge of S$0.70 per withdrawal to user bank accounts applies, but is free of charge to withdraw to Singtel’s Dash.



NB: With effect from 25 September 2020, Dash EasyEarn will be revising its bonus rate to 0.3%, bringing the rate to 1.8%^ p.a. for the first policy year.

Existing Dash EasyEarn users will continue to enjoy 2% p.a. (guaranteed 1.5% p.a. + 0.5% p.a. bonus) for the first year starting from their policy start date, including subsequent top-ups.

In addition, Etiqa Insurance will be extending an additional Financial Assistance Benefit for COVID-19 to all new and existing Dash EasyEarn policy holders. For more information on the benefits and other terms of this Financial Assistance Benefit, please visit

Updated disclaimers:

For all mentions of 2% p.a.*
*Effective for sign-ups up to 24 September 2020 (date inclusive): Guaranteed at 1.5% p.a. + 0.5% bonus for the first policy year.

For all mentions of 1.8% p.a.*
^Effective for new sign ups from 25 September 2020: Guaranteed at 1.5% p.a. + 0.3% p.a. bonus for the first policy year, available on a first come, first served basis.