Basic Coverage
Standard Plan
Basic Sum Insured/Limit
Deluxe Plan
Basic Sum Insured/Limit
Fire & Extraneous Perils on
Contents & Stock-in-Trade
S$100,000
Covered Under All Risks
Theft & Hold Up
Covers loss or damage to your contents, including stock-in-trade, due to theft by forcible or violent entry.
S$50,000
(First Loss Basis)
Covered Under All Risks
All Risks on Contents & Stock-in-Trade
Not Applicable Under Standard Plan
S$100,000 (Full Theft up to S$50,000)
Daily Benefits
S$25,000
(S$250 per Day up to 100 Days)
Public Liability
- S$500,000 Any One Occurrence
- Unlimited Any One Period
- Food and drinks Poisoning (Sub Limit): S$250,000.00
Money:
a) Money in Transit
b) Money in Premises
c) Money kept in locked drawer/safe after business hours in residence of partners/directors
a) S$5,000
b) S$5,000
c) S$500
Plate Glass
S$5,000
Personal Accident on the life of any one of the named partner/ director (Age not exceeding 70 years old)
S$50,000
Daily-in Hospital Income for the partner/ director insured under Section 8
Not Applicable
S$100 Per Day (up to 60 Days)
Goods In Transit (excess $200 each & every loss)
Not Applicable
S$2,000
Deterioration of Stocks (Time Excess 12 hours)
Not Applicable
S$2,500 Any one loss & in the aggregate
Fidelity Guarantee (Optional)
Limit: S$5,000 Any one occurrence & in the aggregate
Work Injury Compensation (WIC)
(Optional)
- Lump Sum Compensation for Death / Total permanent incapacity
- Medical Leave Wages
- Medical Expenses due to work injury
- Coverage as per Work Injury Compensation Act