What is 3 Plus Critical Illness and why do I need it?
3 Plus Critical Illness is a non-participating and yearly renewable term policy that provides coverage against Cancer (all stages), Stroke with Permanent Neurological Deficit or Heart Attack of Specified Severity while the policy is in force. <br><br>It also provides a death benefit of S$20,000, complimentary cover for child and special coverage for Diabetic Complications and Severe Rheumatoid Arthritis.
How does the Special Conditions Benefit work?
Special conditions benefit provides coverage on diabetic complications and severe rheumatoid arthritis. In the event of a claim under the special condition benefits, Etiqa will pay 20% of the sum insured capped at S$25,000 per special condition. The payout from the special conditions benefit will not reduce the sum insured of the policy. Each special condition can only be claimed once under this Benefit regardless of the number of times this policy is being renewed.
How does the complimentary cover for child works?
The complimentary cover for child provides death benefit payout of S$20,000 per child of the Life insured covered under this Benefit. Up to 4 named children can be covered and no changes are allowed once the child has been registered under this cover. Complimentary cover for child payout is capped at S$20,000 per child regardless of the number of policies the Life insured has with Etiqa. Payout from the complimentary cover for child will not reduce the death benefit of the Basic policy.
