Register now to stack these rewards:

S$20 cash when you meet with an Etiqa Assurance Manager + Up to S$2,500 cashback when you purchase

Affordable insurance that you can count on

A million-dollar insurance coverage that starts from just S$0.521 per day?

Yes, with Etiqa Essential term life cover, you can get peace of mind at an affordable cost.

You'll get to customise your plan too, such as adding coverage for critical illnesses and disability and choosing how long you'll want to be protected for.

Enjoy these benefits with Etiqa Essential term life cover

Protection for peace of mind

Get coverage starting from S$400,000 for death and terminal illness.

Choice of coverage duration

Choose to be protected for 5 years, from 10 years to age 86 (at every 1-year interval) or till age 100.

Yearly guaranteed renewal

Applicable for 5 years (renewable) plan - renew your plan up till age 90.

Increase coverage without proof of good health

Available at certain key life stages such as marriage and birth of your child2.

Convert policy without proof of good health

Change to an endowment or whole life policy to suit your needs2.

Optional enhanced coverage

Add on riders to protect against early, intermediate and severe stage critical illnesses and disability.

Enjoy up to 53% perpetual discount & up to S$2,500 cashback

Terms and conditions apply.

How it works


Grace, age 30, non-smoker

Opts for:

  • S$1,000,000 sum insured for Essential term life cover

  • S$250,000 sum insured for her Advanced CI rider, protecting her against 36 severe-stage critical illnesses

  • 35 years policy term for coverage till 65 years old

 

The scenario(s) above are for illustration purposes only. The premium illustrated includes 26% perpetual discount for Essential term life cover.

Leave your details below

The team is ready to assist you with any queries. Share your details, and Etiqa will reach out by the next working day, or start an instant WhatsApp chat with them.

Plus, get S$20 cash3 when you meet with an Etiqa Assurance Manager for a financial health check - no purchase needed. T&Cs apply.

Useful Information

Understand the details before buying

Footnotes

1. Premium is illustrated based on a 10-year premium term for a female aged 21 years old, non-smoker, with a chosen sum insured of S$1,000,000, and after applying 21% perpetual discount.

2. Please refer to the policy contract for full details of the terms and conditions. 

3. Meet an Etiqa Assurance Manager: click here for the full terms & conditions. 

Disclaimer

Terms and conditions apply.

Age means the age at next birthday. 

As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/).

This policy is underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Up to 53% perpetual premium discount on Essential term life cover. Discount varies according to age, gender, smoking status, sum insured and policy term. For Extra disability care rider, perpetual premium discount is up to 54%. For Early CI rider, there is 20% perpetual premium discount. There is no perpetual discount for Advanced CI rider. Perpetual premium discount is applicable to all payment frequencies. Please refer to the policy illustration for details.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. 

This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 21 February 2025. 

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