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    Shelter your family from the burden of mortgage payments

    Learn more about how you can safeguard your mortgage and unlock exclusive rewards. 

    Learn more
    Shelter your family from the burden of mortgage payments

    Learn more about how you can safeguard your mortgage and unlock exclusive rewards. 

    Learn more

    Shelter your family, even in tough times

    Ensure your family’s financial security through both good times and bad. When you protect your mortgage with Etiqa, you never have to worry about burdening your loved ones with mortgage payments. 

    Instead, they can enjoy the security of having a home for life, while you can rest easier knowing your family has a haven through life’s storms. 

    Keep your home a safe haven for your loved ones.

    Here’s how protecting your mortgage with Etiqa can benefit you: 

    Financial Security for your loved ones

    Your remaining mortgage can be paid off if an eligible claim is made, relieving your family of major financial stress.

    Foster peace of mind

    Know that your family has support exactly when they need it most, giving them the security of a stable home.

    Pave the way to a brighter future

    With certain plans, such as term life insurance, the payout can be used to address other financial needs or left as a legacy for your loved ones. 

    Leave your details below

    The team is ready to assist you with any queries. Get S$20 cash1 when you meet with an Etiqa Assurance Manager for a financial health check - no purchase needed. 

    Share your details, and they will reach out by the next working day, or start an instant WhatsApp chat with them. T&Cs apply.

    Learn more about How We Use Your Information for Marketing, Singtel's Data Protection Policy and Etiqa's Personal Data Policy (Singapore).

    Here are two plans that may suit your needs

    Singtel and Etiqa are committed to offering solutions that provide the flexibility to fit your lifestyle and help you achieve your financial goals. 

    Protection plans
    Open

    Essential term life cover
    Essential term life cover

    Underwritten by Etiqa.

    Affordable insurance coverage over your preferred duration

    • Protect against death and terminal illness
    • Be insured for as short as 5 years or till age 100 
    • Increase coverage without proof of good health upon certain key life events

     

     

    Learn more

    Speak to us

    ePROTECT mortgage
    ePROTECT mortgage

    Underwritten by Etiqa.

    A mortgage reducing term policy designed to take care of your mortgage loan

    • Protect against death, total and permanent disability and terminal illness 
    • Flexible policy terms from 6 years to 40 years, or up till your 75th birthday, whichever is earlier
    • Customisable interest rate from 1% to 4% to match your mortgage loan interest

    Learn more

    Speak to us

    View full suite of Singtel Protect x Etiqa plans

    Understand the details before buying

    Footnotes

    1. Meet an Etiqa Assurance Manager: click here for the full terms & conditions. 

    2. To qualify for the 7.38% p.a. guaranteed maturity return for one year and any applicable cashback from Etiqa Growth Assure II, you’re required to purchase a combined minimum annual premium of SGD 10,000 in one or more eligible regular premium insurance plan(s). The amount you can purchase for Etiqa Growth Assure II is equivalent to the total annual premium you pay for the eligible regular premium insurance plan(s), rounded down to the nearest thousand. In the event that the Eligible Insurance Plans are subjected to the free-look period, cancelled or if the premium or insurance coverage is reduced prior to the maturity of Etiqa Growth Assure II, the guaranteed maturity return will revert to the lower yield of 2.26% p.a. Please click here for the terms and conditions.

    3. Up to $2,500 cashback promotion: Click here for the terms and conditions.

     

    Disclaimer

    Terms and conditions apply.

    Age means the age at next birthday. 

    As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/).

    This policy is underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

    As Essential term life cover and ePROTECT mortgage has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

    This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    Information is correct as at 21 February 2025. 

    Not what you’re looking for?

    Let us help you identify your needs and find a plan that's suitable for you.

     

    Reduce the worry of expenses when illnesses cause an unexpected interruption to your life.

     

    View health insurance

     

    Grow your savings for retirement or preserve your wealth – whatever your goals are, get the guidance to achieve them.

     

    View wealth insurance

    Back to Singtel Life Protect


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