Cover the what-ifs without the stress

Our furry friends are more than just pets – they’re family. But like us, they can fall ill or get injured unexpectedly. Vet bills can quickly add up, turning a moment of crisis into financial burden.
 
That’s where Etiqa Pet Insurance comes in. With low deductibles and coverage for accidents and illnesses, you can give your pets the care they need – without worrying about the cost. Protect their health, and your peace of mind, for life.

Why choose Etiqa Pet Insurance

High lifetime cover

Secure your pet’s future with up to S$45,000 lifetime coverage.

Comprehensive protection

Covers vet consultations and medical treatments for illness and accident, ranging from the common to the serious.

Funeral benefits

Up to S$500 for cremation, funeral, or handling services by vet.

Lowers costly vet bills

Reduce out-of-pocket costs with low deductibles and co-insurance as low as 20%.

Starts early

Covers pets as young as 8 weeks.

Protects owners too

Includes up to S$500,000 third-party liability coverage.

Save more

No claims discount and multi-pet discount available.

Complimentary Congenital and Hereditary Cover*

Provides benefits for congenital and hereditary issues such as hip and elbow dysplasia, glaucoma, cherry eye, and more.

Promotion ends 11 August 2025. For full terms & conditons, click here.

Plan highlights

The table below displayed selected plan benefits. For the full list of benefits, refer to the policy wording.

Illness Cover

Surgical: Up to S$15,000 for tests, vet fees, boarding fees, post-surgical treatments.

 
Non-surgical: Up to S$3,500 for outpatient expenses including vet fees, medication and dressings.

Accidental Injury

Up to S$3,500 for outpatient charges.  

 

Covers being hit by cars and animal attacks, and bone fractures.  

Third-Party Liability

Up to S$500,000 for legal costs and expenses. 

Coverage for Congenital and Hereditary Conditions

(Applicable only if you have submitted a Clinical Examination Form of your pet)

Your Policy will be extended to cover the following hereditary and congenital conditions, subject to a twelve (12) month Waiting Period and provided that it is not a Pre-Existing Medical Condition:

  • Hip and elbow dysplasia 
  • Luxating patella  
  • Glaucoma 
  • Cherry eye 
  • Intervertebral disc disease (IVDD) 
  • Conditions requiring femoral head and neck excision. 

Funeral Expenses

Up to S$500 for cremation, funeral service and/or handling expenses charged by vet or funeral service.

Big protection, bigger savings

Up to 20% no-claims discount

Enjoy no-claims discount on your premiums for each period of insurance in which no claims were submitted.

  • Year 2 - 5% off
  • Year 3 - 10% off
  • Year 4 and 5 - 15% off
  • Year 6 onwards - 20% off

Up to 10% multi-pet discount

Save more when you insure multiple pets in a single transaction.

  • 1 pet - no discount
  • 2 pets - 5% off
  • 3 pets or more - 10% off

Got questions?

The Etiqa team is ready to assist you with any queries. Share your details, and they will reach out by the next working day. 

 

 

Stronger together, securing your future

Etiqa Insurance Pte. Ltd. (EIPL) is a life and general insurance company licensed and regulated by the Monetary Authority of Singapore and governed by the Insurance Act 1966. Having protected customers in Singapore since 1961 under the name United General Insurance Co. Sdn. Bhd., the company transitioned into the Singapore branch of Etiqa Insurance Berhad in 2009. Today, EIPL in Singapore stands as the pivotal operating entity of Etiqa Insurance Group, a leading insurance and takaful provider in ASEAN.  

EIPL offers a comprehensive range of life and general insurance products accessible through its diverse distribution channels, including bancassurance, agents, brokers, financial advisers, partnerships, direct and online sales via Tiq by Etiqa. Etiqa is rated ‘A’ by credit rating agency Fitch for the group’s ‘Favorable’ business profile. EIPL is owned by Maybank Ageas Holdings Berhad, a joint venture combining local market expertise with international insurance knowledge, with 69% ownership by Maybank, the fourth largest banking group in Southeast Asia, and 31% by Ageas, an international insurance group operating across 13 countries.

Since 2023, Singtel has been introducing Etiqa’s trusted life and health protection, along with wealth accumulation solutions, to help customers secure a brighter future. Through this partnership, we strive to provide greater financial confidence, and peace of mind for you and your loved ones. 

Promotion terms and conditions

Click here for terms and conditions of the Pet Insurance promotion.

Footnotes

*In order to receive this complimentary cover, you are required to prove that your pet is clinically examined by a Singapore Registered Veterinarian within thirty (30) days from the purchase date. You will need to submit the Pet Insurance Clinical Examination form within thirty (30) days from the purchase date in order to qualify for the complimentary coverage. The complimentary coverage is automatically extended upon the completion and submission of your pet’s clinical examination form and is not applicable for add-on after the purchase or during the renewal of the Pet Insurance policy.

Download the Pet Insurance Clinical Examination Form here and bring it along to your vet for the examination

Disclaimer

Terms and conditions apply.

As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/). 
 
This policy is underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Pet Insurance is not covered under the Policy Owners’ Protection (PPF) Scheme.

Information is correct as at 1 July 2025. 

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