Sign up for Invest flex pro to stack these rewards:

Up to 20% additional bonus* top-up on 1st-year premium (Ends 5 Aug 2025)
+ 
7.38% p.a. guaranteed maturity returns5 over 1 year OR up to S$2,500 cashback6

For the full T&Cs for each promotion, please click here.

The investment plan that adapts to you

Have a goal in mind? Invest flex pro helps turn it into action. Start strong with upfront bonuses, enjoy flexibility with partial withdrawals, and stay rewarded with ongoing bonuses.

With expert-managed portfolio funds and customisable options to match your needs, Invest flex pro adapts to your evolving needs – helping you build your desired future with confidence.

What Etiqa Invest flex pro can do for you

A plan that starts strong

- Boost your returns with a start-up bonus of up to 55%1 of first-year premiums

- Start investing from as low as S$200 per month1

A reward for your commitment

- Get a 3% special bonus2 from the 6th policy year

- Enjoy a monthly loyalty bonus1 of 0.1% p.a. of your account value at the end of your premium payment term

Built to adapt with you

- Choose your preferred premium term between 10 Years – Flexi 3, 10 Years – Flexi 5 and 20 Years

- Take a break from premium payments3 with no extra charges or enjoy the option to top up your premiums

Get access to your investments

No need to wait till maturity – access your funds while keeping your policy in force with two free partial withdrawals starting from your 4th policy year.

Protection coverage

Receive 101% of total premiums paid or account value – whichever is higher4 - for terminal illness and death.

Optional rider: Extra secure waiver II

Add on so you don't have to worry about paying premiums if diagnosed with any of the covered 37 severe-stage critical illnesses.

Optional rider: Extra payer waiver II

Enhance your coverage so you won't have to pay premiums  upon death, total and permanent disability or diagnosis of any of the 37 covered severe-stage critical illnesses (before age 86).

We thought the start-up bonuses may not be enough


So we're throwing in more! 

Invest with Etiqa and enjoy 7.38% p.a.5 guaranteed maturity returns over 1 year OR up to S$2,500 cashback6.

Promotions available for a limited time only. Terms and conditions apply.

How it works

 

Jason, age 30, non-smoker is looking for an investment-linked plan that will grow his wealth and provide insurance coverage.

He signs up for Invest flex pro with a payment term of 10 Years – Flexi 3 at S$800 in monthly premiums. Jason decides to invest his premiums in dividend-paying funds, and reinvest his dividends8. He is protected with a basic policy sum assured equal to the higher of 101% of net premiums4 paid or account value.

The scenario(s) above are for illustration purposes only.

Policy fees and charges apply. Please refer to the policy contract for full details of the terms and conditions.  Figures shown above are rounded to the nearest dollar. The above illustrated values are based on illustrated investment rate of return of 8% per annum. Illustrated values based on illustrated rate of return of 4% per annum are cited in the footnote below. The two rates, 4% per annum and 8% per annum, are used purely for illustrative purposes only, are non-guaranteed and do not represent the upper and lower limits on the investment performance of the selected funds. The actual benefits payable will vary according to the future performance of the selected funds. Past performance or any forecasts are not necessarily indicative of the future or likely performance of your selected funds.

Leave your details below

The team is ready to assist you with any queries. Share your details, and Etiqa will reach out by the next working day, or start an instant WhatsApp chat with them.

Plus, get S$20 cash9 when you meet with an Etiqa Assurance Manager for a financial health check - no purchase needed. T&Cs apply.

Useful Information

Understand the details before buying

Footnotes

"Up to 20% additional bonus Top-up" terms and conditions
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Product and promotion terms and conditions
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Disclaimer

Terms and conditions apply.

As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/).

This policy is underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Invest flex pro is an Investment-linked Plan (ILP) which invest in ILP sub-fund(s). Investments in these plans are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).

A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from Etiqa via https://www.etiqa.com.sg/portfolio-funds-and-ilp-sub-funds. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.
 
Information is correct as at 27 May 2025.​ 

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