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    You’ve worked hard to build your career and enjoy financial independence, but growing and safeguarding your wealth requires a well-structured strategy. A diversified investment portfolio can help you navigate market uncertainties while keeping you on track toward your financial goals.

    With Etiqa’s Investment-Linked Plans (ILPs), you gain access to professionally managed, diversified portfolios that offer the potential for long-term growth. Our portfolio funds are designed to align with various risk appetites and investment objectives, helping you stay invested without the need for active management.

    How Etiqa’s Portfolio Funds Have Performed Over 3 Years (As of 31 Dec 2024)

    Returns are calculated based on a bid-to-bid basis with net distributions, if any, reinvested. Note that fees and charges payable through deduction of premium or cancellation of units are excluded from the calculation of past performance. Past performance does not guarantee future results, and investors should assess their financial situation before making any investment decisions.

    ·       The Conservative portfolio focuses on wealth preservation with lower risk and greater stability.

    ·       The Moderate portfolio balances growth and stability, suitable for investors comfortable with some market fluctuations.

    ·       The Growth portfolio targets higher returns, suited for those open to taking on more risk.

    ·       The Aggressive portfolio seeks maximum growth potential but comes with increased volatility.

    Scroll down ↓

    Etiqa’s Investment-Linked Plans (ILPs) provide a structured investment approach with access to professionally managed funds, allowing you to stay invested with ease while working towards your financial goals.

    Maximise Growth from the Start

    Enjoy start-up bonuses1 and have 100% of your premiums invested immediately to accelerate your wealth journey.

    Diversification for Stability

    Our portfolio funds spread investments across equities, fixed income, and alternative assets to help manage risk and smooth out market fluctuations.

    Expert Management & Institutional Access

    Unlike retail investors, Etiqa has the scale to partner with leading asset managers and access to a wider range funds, including institutional-grade funds, to provide you with solutions that best aligned with your goals and risk appetites. Plus, you can switch funds anytime without charges2.

    Protection for Life’s Uncertainties

    ILPs offer insurance coverage that can provide a financial safety net, with benefits that may include protection against death, disability, or critical illness, depending on the plan selected.

    Hassle-Free Investing

    With professional oversight, there’s no need for constant tracking or rebalancing – your investments work for you.

    Whether you’re looking for long-term growth, flexibility, or protection, Etiqa’s ILPs can offer a well-rounded approach to securing your financial future.

    Leave your details below

    The Etiqa team is ready to assist you with any queries. Share your details, and they will reach out by the next working day, or start an instant WhatsApp chat with them.

    Plus, get S$20 cash4 when you meet with an Etiqa Assurance Manager for a financial health check - no purchase needed. T&Cs apply.

    Learn more about How We Use Your Information for Marketing, Singtel's Data Protection Policy and Etiqa's Personal Data Policy (Singapore).

    Real Feedback, Real Results —

    See what our customers are saying

    Find the right products to meet your goals

    Etiqa's range of products are designed to support your financial journey. Explore options that help you grow wealth, secure your future, and achieve the milestones that matter to you.

    Wealth Accumulation plans
    Open

    Singtel Growth Assure
    Invest smart flex

    Underwritten by Etiqa.

    An investment-linked plan with a start-up bonus of up to 80% premiums1

    • Receive multiple bonuses
    • The ability to activate premium-free period from 6th policy year1
    • No medical check-up required for basic plan
    Learn more

    Act now

    Singtel Growth Assure
    Invest plus SP

    Underwritten by Etiqa.

    Access reputable funds with just S$10,000

    • Power-up bonus units to boost your investment
    • Free and unlimited fund switching
    • No medical check-up required
    Learn more

    Act now

    Singtel Growth Assure
    Invest starter

    Underwritten by Etiqa.

    Start investing from S$100 per month

    • Policy charge refund from fourth year onwards
    • One-time reward of up to 10% of first-year premiums of an additional eligible plan that you buy for yourself or your family

    Learn more

    Act now

    View full suite of Etiqa plans

    Understand the details

    Footnotes

    1. Subject to applicable terms and conditions. Please refer to policy contract for details.  

    2. We reserve the right to revise the fund switch charges (if applicable) by 30 days’ written notice.

    3. Up to SGD 2,500 cashback promotion: Please click here for the terms & conditions.

    4. Meet an Etiqa Assurance Manager: Please click here for the terms & conditions.

    Disclaimer

    Terms and conditions apply.

    As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/).

    This policy is underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

    Invest smart flex, Invest starter, and Invest plus SP are Investment-linked Plans (ILP) invest in ILP sub-fund(s). Investments in these plans are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s). 
     
    A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from Etiqa via https://www.etiqa.com.sg/portfolio-funds-and-ilp-sub-funds. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s). 
     
    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

    This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 
     
    This advertisement has not been reviewed by the Monetary Authority of Singapore. 

    Information is correct as at 25 March 2025. 


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