Is medical examination required in order to purchase term life insurance online?
With DIRECT – Etiqa term life II, you can get up to S$400,000 of coverage without the need for a medical check if you are in the pink of health. With ePROTECT term life, you can get up to S$2.0 million of coverage. If a medical check is required, we will bear the cost. For customers above age 55, the allowable limit for purchase without medical check-up is S$100,000.
Can I buy a term life insurance plan for any of my family members online?
No, the applicant for DIRECT - Etiqa term life and ePROTECT term life must be the same person as the life insured. If you wish to apply for a term life insurance plan for your spouse or children, you may check out Etiqa Essential term life cover.
How to file for a death claim?
To file for a claim, written notice must be given to Etiqa within 3 months of the occurrence of the claim event. The claimant must supply at his/her own expense, all certificates, information and evidence required by Etiqa for assessment of the claim. Etiqa reserves the rights to conduct a post-mortem and they will bear the expenses.
