Register now to stack these rewards:

S$20 cash when you meet with Etiqa
+ 
7.38% p.a. guaranteed maturity returns over 1 year plus up to S$788 cash or up to S$2,500 cashback when you purchase

Turn your plans into reality

Enjoy financial assurance with Enrich income, a whole life plan that provides lifelong income and the opportunity to gift the policy proceeds to your loved ones beyond your lifetime.

Draw upon monthly income, or leave them to accumulate for extra returns. Alternatively, you could transfer the plan to your child for continued wealth accumulation and gift them the proceeds of future income.

Whatever your plans for your family's future, turn them into reality with Enrich income. 

Enjoy these benefits with Etiqa Enrich income

Lifelong monthly income

Receive monthly cash payouts at attractive rates from the 37th policy month1 or reinvest with Etiqa at a non-guaranteed interest rate

Generational assurance

Option to change the life insured2 after the 2nd policy year for continued wealth accumulation. 

Premium deferment

In case of unexpected events, you can request to defer your premium payments for up to 1 year after the 4th policy year3.

Flexible terms

Choose 3, 5, 10, 15 or 20 year premium-payment term. 

Guaranteed issuance

Hassle-free application with no medical check-ups required.

Lifetime protection

Be covered for death and terminal illness up to age 1254.

Optional riders

Add on riders to waive premiums upon death, total and permanent disability, or diagnosis of critical illness of the policyholder. 

Plan ahead with Etiqa and choose your reward 


Enjoy 7.38% p.a.5 guaranteed maturity returns over 1 year plus up to S$788 cash5

or up to S$2,500 cashback6.

Promotions available for a limited time only. Terms and conditions apply.

How lifelong monthly income works

Enrich income offers a monthly payout that is composed of both guaranteed and non-guaranteed amounts.

The first monthly payout will start immediately after the end of the premium payment term, and it will continue until the policy matures, as long as the life insured is alive and the policy is kept in force. 

 

Having encountered hard times during his younger days, James, a non-smoker aged 35, desires to give his future generations a head-start with regular income.

After learning about Enrich income, James decides this plan would help him fulfil his goal. He decides to sign up for a 20-year premium term, with S$1,050 monthly premium.

The scenario(s) above are for illustration purposes only. Please refer to the policy contract for full details of the terms and conditions.

Note that the change of life insured will be subject to Etiqa's approval. The policy is also assigned to Sarah after the change of life insured in the above scenario. 

The above illustrated values are based on an illustrated investment rate of return of 4.25% per annum. Assuming an illustrated investment rate of return of 3.00% per annum, the monthly income Sarah receives from the 241st to 300th policy month (inclusive) will be S$585 and the monthly income she receives from the 301st policy month until she is age 85 (inclusive) will be S$685. The total monthly income she receives will be S$520,080 and the total death benefit (lump-sum payout) her child will receive will be S$327,840.

The two rates, 4.25% per annum and 3.00% per annum, are used purely for illustrative purposes and do not represent the upper and lower limits on the investment performance of the participating fund. Bonus rates are not guaranteed and actual benefits payable may vary according to the future performance of the participating fund. Past performance or any forecasts are not necessarily indicative of the future or likely performance of the participating fund. Total monthly income comprises of both a guaranteed and non-guaranteed amount, and varies depending on the payout period. Refer to the illustration on monthly income for more details. Figures are rounded down to the nearest dollar.

Leave your details below

The team is ready to assist you with any queries. Share your details, and Etiqa will reach out by the next working day, or start an instant WhatsApp chat with them.

Plus, get S$20 cash when you meet with an Etiqa Assurance Manager for a financial health check - no purchase needed. T&Cs apply.

Useful Information

Product brochure:

  Enrich income

Understand the details before buying

Footnotes

1. Applicable to premium payment term of 3 years.
2. Subject to applicable terms and conditions. Please refer to policy contract for details.
3. Not applicable for 3-year premium term. Please refer to policy contract for details.
4. The policy will mature on the policy anniversary immediately before the original life insured attains age of 125 years old. Original life insured means the life insured who was appointed when we issued the policy.
5. To qualify for the 7.38% p.a. guaranteed maturity return for one year and any applicable cashback from Etiqa Growth Assure II, you’re required to purchase a combined minimum annual premium of SGD 10,000 in one or more eligible regular premium insurance plan(s). The amount you can purchase for Etiqa Growth Assure II is equivalent to the total annual premium you pay for the eligible regular premium insurance plan(s), rounded down to the nearest thousand. In the event that the Eligible Insurance Plans are subjected to the free-look period, cancelled or if the premium or insurance coverage is reduced prior to the maturity of Etiqa Growth Assure II, the guaranteed maturity return will revert to the lower yield of 2.26% p.a. Please click here for the terms and conditions.
6. Up to S$2,500 cashback promotion: click here for the terms and conditions.

Disclaimer

Age means age next birthday.

Terms and conditions apply. 

This policy is underwritten and distributed by Etiqa Insurance Pte. Ltd. (UEN: 201331905K) (“Etiqa”). This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract. 

As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa. 

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore. 

This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 1 August 2024.

Discover other wealth accumulation plans

Only available with an eligible Etiqa plan

Etiqa Growth Assure II
Etiqa Growth Assure II

Underwritten by Etiqa.

Enjoy 7.38% p.a. guaranteed maturity returns1 on your savings 

  • Bundle with an eligible Etiqa plan to enjoy the returns  
  • Short 1-year policy term

  • No medical check-up required for basic plan

Get up to S$2,500 cashback 

Singtel Growth Assure
Invest builder

Start investing from S$200 a month1

  • Accelerate your potential returns with multiple bonuses
  • Free and unlimited fund switching

  • No medical check-up required for basic plan

Get up to S$2,500 cashback

Singtel Growth Assure
Invest starter

Start investing from S$100 per month

  • Policy charge refund from fourth year onwards

  • One-time reward of up to 10% of first-year premiums of an additional eligible plan that you buy for yourself or your family
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