Sign up for Singtel Bill Protect: FREE 1-Year Telco Bill Protection in Singapore

Are you on track to achieve your goals?

Enjoy these benefits when you grow your money with Etiqa. 

Insurance protection

Whether you save or invest, you'll always enjoy life protection.

Capital guaranteed

Some plans offer higher potential returns while keeping your principal safe upon reaching a certain policy year.

Tap on expertise

Get experienced Assurance Managers to advise on investment funds based on your risk appetite.

 

 

Speak with Etiqa to find solutions that would help you achieve your goals.

 

Only available with an eligible Etiqa plan

Etiqa Growth Assure II
Etiqa Growth Assure II

Underwritten by Etiqa.

Enjoy 7.38% p.a. guaranteed maturity returns1 on your savings 

  • Bundle with an eligible Etiqa plan to enjoy the returns  
  • Short 1-year policy term

  • No medical check-up required for basic plan

Get up to S$2,500 cashback 

Singtel Growth Assure
Invest smart flex

Underwritten by Etiqa.

Get a start-up bonus up to 80% of premiums2

  • Receive multiple bonuses
  • The ability to activate premium-free period from 6th policy year2

  • No medical check-up required for basic plan

Get up to S$2,500 cashback 

Singtel Growth Assure
Invest builder

Underwritten by Etiqa.

Start investing from S$200 a month3

  • Accelerate your potential returns with multiple bonuses
  • Free and unlimited fund switching

  • No medical check-up required for basic plan

Get up to S$2,500 cashback

Singtel Growth Assure
Invest starter

Underwritten by Etiqa.

Start investing from S$100 per month

  • Policy charge refund4 from fourth year onwards

  • One-time reward of up to 10% of first-year premiums of an additional eligible plan that you buy for yourself or your family

Get up to S$2,500 cashback 

Singtel Growth Assure
Invest plus SP

Underwritten by Etiqa.

Access reputable funds with just S$10,000

  • Power-up bonus units to boost your investment

  • Free and unlimited fund switching

  • No medical check-up required
     

Get up to S$2,500 cashback 

Singtel Growth Assure
Enrich flex plus

Underwritten by Etiqa.

Capital guaranteed from policy year 5 to 15

  • Flexible choices for premium payment

  • Appoint a secondary life insured to enjoy the benefits after you pass on

  • Flexibility to withdraw2 your accumulated cash value from policy

Get up to S$2,500 cashback 

Singtel Growth Assure
Enrich income

Underwritten by Etiqa.

Supplementary income for you and your future generations.

  • Monthly payouts for life5

  • Transfer the plan to your child for wealth continued wealth accumulation

  • Hassle-free application

Leave your details below

The team is ready to assist you with any queries. Share your details, and Etiqa will reach out by the next working day, or start an instant WhatsApp chat with them.

Plus, get S$20 cash1 when you meet with an Etiqa Assurance Manager for a financial health check - no purchase needed. T&Cs apply.

Real Feedback, Real Results —

See what our customers are saying

Understand the details before buying

Promotion terms and conditions

Click here for the terms and conditions for the up to S$2,500 cashback promotion
Click here for the terms and conditions for the "Meet with an Etiqa Assurance Manager" promotion.

Footnotes

1. 1. To qualify for the 7.38% p.a. guaranteed maturity return for one year and any applicable cashback from Etiqa Growth Assure II (a single premium endowment plan formerly referred to as Singtel Growth Assure II), you’re required to purchase a combined minimum annual premium of SGD 10,000 in one or more eligible regular premium insurance plan(s). The amount you can purchase for Etiqa Growth Assure II is equivalent to the total annual premium you pay for the eligible regular premium insurance plan(s), rounded down to the nearest thousand. In the event that the Eligible Insurance Plans are subjected to the free-look period, cancelled or if the premium or insurance coverage is reduced prior to the maturity of Etiqa Growth Assure II, the guaranteed maturity return will revert to the lower yield of 2.26% p.a.  Please click here for the terms and conditions.
2. Subject to applicable terms & conditions. Please refer to policy contract for details.
3. Based on the minimum regular premium amount for a premium payment term of 20 years.
4. The policy charge refund is in the form of additional units for every completed 3 years, provided that no partial withdrawal is made.
5. Monthly payouts is up to age 125 of the original life insured.

Disclaimer

Terms and conditions apply.

As an introducer, Singtel is not permitted to give advice or provide recommendations on any investment product to you; or arrange any contract of insurance in respect of life policies, other than to the extent of carrying out introducing activities. Singtel may be remunerated by Etiqa Insurance Pte. Ltd (UEN: 201331905K) (“Etiqa”) for each successful referral. Singtel will disclose the amount of the successful referral remuneration it receives from Etiqa in respect of your referral if requested by you. Please direct all insurance enquiries to Etiqa (https://www.etiqa.com.sg/).

These policies are underwritten and distributed by Etiqa. This content is for reference only and is not a contract of insurance. Full details of the policy terms and conditions can be found in the policy contract.

Invest smart flex, Invest builder, Invest starter and Invest plus SP are Investment-linked Plans (ILP) which invest in ILP sub-fund(s). Investments in these plans are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s). 
 
A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from Etiqa via https://www.etiqa.com.sg/portfolio-funds-and-ilp-sub-funds. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s). 
 
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should seek advice from a financial adviser before deciding to purchase the policy. If you choose not to seek advice, you should consider if the policy is suitable for you. The information contained on this product advertisement is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

This policy is protected under the Policy Owners’ Protection Scheme  which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Etiqa or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg). 
 
This advertisement has not been reviewed by the Monetary Authority of Singapore. 

Information is correct as at 21 February 2025. 

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