10 Steps you should do after getting a house

Lifestyle

5 minutes read

Moving into a new house is an exciting journey, bursting with possibilities. It's like a blank canvas—yours to paint, decorate, and renovate into what you truly call a dream home. A dream home is more than just a roof over your head; it's a sanctuary for cherished memories and a safe haven for your most valuable possessions. It’s a place where every corner can tell a story, every room holds laughter, and every space is designed just the way you envisioned.

Houses, public HDB apartment blocks and office buildings before the Singapore skyline.

And while it’s a great achievement to acquire a new house, the real task begins with making sure it’s safe and ready to become your dream home. Here are 10 essential steps to ensure your new home in Singapore offers not just comfort, but also security and peace of mind.

Step 1: Change the Locks 

locksmith try to fix silver knob on white wood door and brown wood wall

Security should be your top priority when moving into a new house. You never know who else might have the keys to your home, whether it's the previous owners, realtors, or contractors who have had access during the sale process. Thus, the first step after acquiring a new property should be to change the locks to ensure you are the only one with access.

So how can you do that? There are a few ways:

  1. DIY Lock Replacement: If you're handy with tools, you can buy new lock sets at a local hardware store and install them yourself. This cost-effective method requires some knowledge of how locks work.
  2. Hiring a Professional Locksmith: For complex systems or a professional touch, hire a locksmith. Certified locksmiths like Locksmith Singapore or SOS Locksmith ensure correct installation and provide quality locks.
  3. Smart Locks Installation: Smart locks offer convenience and added security, with features like remote control via an app, temporary access codes, and usage alerts. Brands like Samsung, Yale, and Schlage offer high-quality options that can be self-installed or professionally set up.
  4. Rekeying Existing Locks: If your locks are still in good shape and you want to ensure security, consider rekeying instead of replacing them. This process adjusts the lock mechanism so only new keys work, usually a more affordable option than full replacement, handled by a locksmith.
     

Step 2: Inspect and Clean the House 

An Asian young Technician service man wearing blue uniform checking ,  cleaning air conditioner in home

After changing your locks, the next step before settling in is to conduct a thorough inspection of your new home. If your house is newly built, you might still be covered by the developer for any signs of damage, such as leaks or electrical issues.

Once the inspection is complete, consider hiring professional cleaning services for a deep clean of your home, ensuring that it's pristine and ready for your move.
 

Step 3: Set Up Utilities 

Unrecognisable woman with her finger on a light switch turning lights off.

Setting up essential utilities is the next crucial step! This includes electricity, water, and gas. To ensure everything is ready and functional when you move in, follow these steps:

  1. Initiate the Setup:
    Visit the SP services website or download and use the SP utility app.
  2. Online Application:
    On the website, choose ‘Open Utilities Account’ and select ‘Residential – Domestic’.
    On the app, go to ‘Explore’ and select ‘Open Utilities’.
  3. Enter Personal Information:
    Fill in your personal details and your address.
    Indicate if you need a gas supply.
  4. Document Upload:
    Upload photos of your NRIC or FIN.
    You might also need to attach property ownership and/or tax documents.
  5. Streamline with MyInfo:
    Singaporeans can log in using MyInfo with SingPass to speed up the process by avoiding the need to upload copies of NRIC or FIN.

For new owners of BTO or SBF flats, there’s good news: utilities such as electricity and water are already activated prior to your move-in, eliminating the need for a separate turn-on appointment. However, if you’re moving into an HDB resale, a condo, or another type of residential property, the account holder or a designated representative needs to be present during the turn-on appointment.

Also! When it comes to setting up utilities, which is essential for staying connected in today’s digital world! Explore the best all-in broadband plans that ensure seamless connectivity with free installations with Singtel broadband!

 

Step 4: Update Your Address

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Updating your address at various institutions is necessary to avoid any disruptions in services. Notify institutions such as banks, the post office, and government bodies like the Inland Revenue Authority of Singapore (IRAS) and the Land Transport Authority (LTA). This step ensures that all correspondence and important documents reach you without any issues.

 

Step 5: Secure Home Insurance

Happy young Asian couple using digital tablet while going through document together at home.

Homeowners insurance is essential for protecting your new home in Singapore, offering broader coverage than fire insurance, which only covers structural damage from fires. Homeowners insurance also covers loss of personal belongings, other disasters, and potential liability for injuries on your property.

Choosing the Right Insurance Policy

  1. Evaluate Needs: Determine what parts of your home and personal property need protection based on value and risk.
  2. Compare Policies: Review various insurers' offerings to find the best match for your needs, focusing on coverage limits and exclusions.
  3. Deductibles vs. Premiums: Choose a deductible that balances out with affordable premiums to ensure cost-effectiveness when making claims.


How Singtel Home Protect Can Help

Singtel Home Protect provides comprehensive coverage for homeowners addressing various aspects of insuring a home, including:

A Broad Scope of Protection:

  • Singtel Home Protect offers coverage for contents inside your home against fires, floods, break-ins, and other insured perils, ensuring broad protection for your belongings beyond traditional fire insurance. 

Loss of or Damage to Property:

  • The policy covers up to $40,000 for household contents, including valuables and personal belongings. It also provides up to $40,000 for renovations, helping to financially protect your investment in your home.

Home Assistance Services:

  • Singtel Home Protect offers practical support by reimbursing up to $120 per event for home assistance services. This can be claimed for up to two events per year and covers services related to electrical power failures, plumbing issues, damaged locks, faulty air-conditioning, or pest control, ensuring that help is available when you need it most.

 

Step 6: Create a Maintenance Plan

Couple Installing Table Together

Regular maintenance ensures that your home remains in good condition and can save you money on costly repairs in the long run. Develop a maintenance schedule that includes periodic checks and servicing of major systems such as air conditioning, plumbing, and electrical systems.

 

Step 7: Plan and Execute the Move

Asian Chinese young woman decluttering unpacking at college dorm room

The actual move requires careful planning. Decide whether you want to hire professional movers or manage the move yourself. Companies like TheLorry and Shalom Movers provide reliable moving services that can help you transport your belongings safely and efficiently. Ensure you pack your items securely, label boxes clearly, and organise logistics well in advance to avoid last-minute stress.

 

Step 8: Familiarise Yourself with the Neighborhood

Food sorting. Group of diversed volunteers packing food and drinks donation into paper bags, Small group of people working in charitable foundation,

Getting to know your new neighbourhood is not only about settling in but also about building connections that could be invaluable for your daily life. Take the time to explore local amenities such as markets, hawker centres, and community centres. Introduce yourself to your neighbours and consider joining community groups on platforms like Facebook or Meetup to get involved and stay informed about local events and issues.
 

Step 9: Decorate and Personalise Your Space

Young asian happy woman painting interior wall with paint roller in new house

Now comes the fun part—making the house feel like home. Decorate and personalise your space to reflect your style and preferences. Considering Singapore’s limited space, focus on multifunctional furniture and creative storage solutions. Shops like IKEA and local online retailers like FortyTwo offer a wide range of stylish and practical options that can help maximise your space without compromising on design, turning your house into your dream home!
 

Step 10: Set Up an Emergency Fund

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Finally, establishing an emergency fund is crucial for any homeowner. This fund can cover unexpected expenses such as repairs, replacements, or even medical emergencies. Start by setting aside a small amount each month into a dedicated savings account.

Financial experts generally recommend setting aside 1% to 3% of your home's purchase price annually to cover unexpected repairs and maintenance. This proactive step ensures you’re financially prepared to handle any surprise home issues without strain.

Moving into a new house in Singapore is an exciting phase that marks the beginning of many new memories. By following these 10 essential steps, you can ensure that your transition into your new home is as smooth and stress-free as possible.

 

Embrace Your New Home with Singtel Home Protect

Moving into a new house in Singapore is an exciting phase that marks the beginning of many new memories. By following these 10 essential steps, you can ensure that your transition into your new home is as smooth and stress-free as possible.

Remember, careful planning and proactive management are the keys to enjoying your new living space to the fullest. And with the added security and peace of mind provided by Singtel Home Protect, you can truly feel welcome every time you arrive home. 
 

FAQs

  1. How soon should I change the locks after moving in?
    It's best to change the locks as soon as you receive the keys to your new home. This ensures that you are the only one with access, enhancing your security right from the start.

  2. What should I look for during the house inspection?
    During the house inspection, check for structural damage, signs of pest infestation, water damage, mold, and ensure that all electrical and plumbing systems are functioning properly. It’s also wise to inspect the condition of windows, doors, and roofs.

  3. How do I set up utilities in my new home?
    To set up utilities, contact the local utility providers for electricity, water, gas, and internet. In Singapore, you can register or transfer utilities through the SP Services portal or their app, providing necessary documentation and choosing services required.

  4. What institutions should I notify of my address change?
    Notify the post office, banks, insurance companies, and government agencies like the Inland Revenue Authority of Singapore (IRAS) and the Land Transport Authority (LTA). Also, update your address with service providers such as your telecommunications company and any subscription services.

  5. What factors should I consider when choosing home insurance in Singapore?
    Consider the scope of coverage, including for natural disasters, personal property inside the home, and additional living expenses if the home becomes uninhabitable. Compare premiums, deductibles, and read customer reviews to ensure you choose a reputable provider.

  6. How often should I perform home maintenance tasks?
    Regular home maintenance should be performed at least annually. However, some tasks like checking smoke detectors and servicing air conditioners may need to be done more frequently, depending on usage and environmental factors.

  7. How can I make my moving process more efficient?
    Plan ahead by scheduling utilities set-up and movers early. Declutter before packing, label all boxes by room and contents, and keep an inventory. Consider hiring professional movers if your budget allows, and prepare an essentials box for the first night in your new home.

  8. What are the best ways to get involved in my new community?
    Attend local events and meetings, join community groups or clubs based on your interests, volunteer for community projects, and make an effort to meet your neighbours. Using social media platforms or community apps can also help you connect with local residents and find out about local happenings.