1. Damage to building structure
If your building is damaged:
Standard fire insurance
covers fire damage to the building, structures, fixtures and fittings provided by the HDB or its approved developers
Singtel Home Protect
covers you in the event of fires, floods, break-ins, and other Insured Perils*
2. Loss of or damage to property
If your home furniture, renovations or personal belongings are lost or damaged due to an Insured Peril*:
Standard fire insurance
Singtel Home Protect
covers up to S$40,000 for Household Contents, Valuables & Personal Belongings, and up to S$40,000 for Renovations
3. Home Assistance Services
If you require repairs associated with electrical power failures, plumbing, damaged locks, faulty air-conditions or pest control services:
Standard fire insurance
Singtel Home Protect
reimburses you up to S$120 per event, for up to 2 events
4. Family Personal Accident
If you or your family members are injured due to accidents at home, resulting in death or total permanent disablement:
Standard fire insurance
Singtel Home Protect
covers up to S$10,000 for each insured person, during any one policy year
5. Personal Liability
If you or your family members are held liable for accidental bodily injury to any third party or accidental damage to third party's property:
Standard fire insurance
Singtel Home Protect
provides legal indemnity and covers up to S$500,000 for legal fees
6. Singtel bill protection
If your Singtel services are disrupted due to an Insured Peril*, or you are unable to pay your bill due to death or total permanent disablement as a result of an accident:
Standard fire insurance
Singtel Home Protect
covers up to S$280 per month for disrupted services, and up to S$80 for 12 months for disrupted bill payment
7. Alternative Accommodation or Loss of Rent
If your home is unfit to be lived in due to loss or damage of your property
Standard fire insurance
Singtel Home Protect
covers up to S$2,000 per month, up to 3 months, for additional cost of alternative accommodation, or rental income you would otherwise receive from your tenant.
8. Death or loss of pets
(Dogs and cats only)
If death caused by an accident while the pet is in your home, or your pet is being stolen and missing for more than 30 days in a row, after force was used to break into or out of your home
Standard fire insurance
Singtel Home Protect
covers up to S$250 per policy year.
*Insured Perils include fire, burst water pipes and break-ins to your home
For full details, view policy wordings. Terms & conditions apply.